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Dear Mr. /Ms. Last Name,

I am responding to your advertisement in XYZ.com regarding the Credit Manager position. Please regard this letter as my formal application. I consider that my experience and interests match with your requirement and want to apply for the same position.

I have 4 year experience in analyzing current credit data and the financial statements of various firms. I can easily determine the amount of risk involved in any project. I have the ability to maintain cash flow and payment activities of an organization.

I have heard good things about your organization and would like to be part of your team. I hope to hear from you soon.

Thanks for your consideration.

Sincerely,

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